Menu Links
Recommended Products
Related Links

 

 

Informative Articles
 
Advantages of Income Protection Insurance

Sudden illness or injury from an accident to a member of staff can cause plenty of havoc and anxiety at an organization, even in the most stable and established of companies.

Although both the employer and the employee suffer serious consequences in the event of the latter being unable to work for extended periods of time, most people do not realize just how serious it can be to the employer as well. This is precisely the reason why Income Protection Insurance not only makes sense but provides a number of key advantages to both parties who come under the umbrella of such a cover.

For starters it means that a business is able to comfortably provide a regular income to affected staff without having to reach for its' check book, should illness or injury put them out of action for extended periods of time.

The other advantage emerges from the fact that employee sickness absence usually has a double impact on any company's bottom line. Firstly there is the provision of income which the company may have to continue with through the usually long periods of incapacity. Then


there is the loss of the particular employees' contribution to the revenue generation and profitability of the enterprise in question.

This is the reason why Group Income protection cover can go a long way in helping a company's bottom line by providing income towards the costs associated with employee sickness or injury absence.

Thirdly such a cover helps any enterprise to be able to provide this valued benefit and peace of mind which helps them attract and keep experienced and talented employees.

The other advantage is that it can cover the employers National Insurance and pension contributions as well as the employee's pension contributions. All this helps tremendously in taking a load off the back of an organization hit by staff injury and incapacitation.

About the author:

Darren writes for a group of websites including http://www.rhinolifeinsurance.com and the rest of the rhino range and http://www.goodinsurance.com

 

State Farm Auto Insurance
Receive auto insurance rate quotes, and research your options to make an informed choice. Like a good neighbor State Farm is there.
www.statefarm.com/insuranc/auto/auto.htm
 
AIG Insurance Products and Services including Life and Auto
AIG insurance products and services in United States offering auto, life, accident and health insurance, environmental coverage, retirement services, and more.
www.aig.com
 
Allstate (NYSE: ALL)
Provider of personal financial services and insurance coverage. Get quick online quotes for home, life, auto, and business insurance.
www.allstate.com
 
Insurance Companies in the Yahoo! Directory
Find companies offering a variety of personal, business, and industrial insurance policies, including life, term, health, travel, disaster, dental, and car ...
dir.yahoo.com/Business_and_Economy/Finance_and_Investment/Insurance
 
Esurance: Auto Insurance Quotes Online - Insure Your Car Today
Esurance Auto Insurance - Online auto insurance quotes, comparisons, & car insurance resources.
www.esurance.com
 
Insurance Information Institute
Information, analysis and referrals on auto, home, and business insurance.
www.iii.org
 
Insurance Center - Yahoo! Finance
Find the right insurance for your individual needs. The Yahoo! Finance Insurance Center provides quotes, information resources, news headlines, and featured articles.
finance.yahoo.com/insurance
 
Progressive Insurance Company (NYSE: PGR)
Provider of automobile insurance and related services online, over the phone, and at independent agencies across the United States.
www.progressive.com
 
Insurance News at MSN Money Central
Insurance News - Find Insurance News at MSN Money Central. Your source for mortage, insurance, banking and investment news.
moneycentral.msn.com/insure/home.asp
 
Insurance.com
Offers health, renters, home, life, and auto insurance policy quotes, comparisons, and information on annuities.
www.insurance.com
 
Auto Insurance at MSN Money Central
Auto Insurance - Find Auto Insurance at MSN Money Central. Your source for mortage, insurance, banking and investment news.
moneycentral.msn.com/marketplace/home.aspx?iMarketID=8
 
Insurance Quotes Online
Our experienced professionals consistently deliver the best rates, comparing over 1,600 policies from 140+ top-rated carriers. Get a quote online or call (800) 442-9899.
www.accuquote.com
 
Insure.com
Online consumer information service that caters to the needs of self-directed insurance shoppers.
www.insure.com
 
Insurance - Wikipedia, the free encyclopedia
Insurance, in law and economics, is a form of risk management primarily used to ... 10 Financial viability of insurance companies. 11 Controversies ...
en.wikipedia.org/wiki/Insurance
 
Low Cost Life Insurance at SBLI | Information & Quotes
SBLI offers low cost life insurance with no hassle! We make it easy to choose the right coverage. Get a life insurance quote now. The no nonsense life insurance company.
www.sbli.com
 
Insurance Online at InsWeb
Get insurance coverage from America's leading ... Five Reasons To Shop For Auto Insurance. The Benefits Of Term Life Insurance ...
secure1.insweb.com
 
Insurance Quotes
NetQuote's fast free online rates. Comparison shop nationwide. Get secure quotes instantly from auto, home, health, life, or business insurance companies. They compete,
www.netquote.com
 
American Family Insurance Products | Vehicle, Health and Life
American Family Insurance offers all of your protection under one roof. For over 75 years, we've made it our business to take care of you.
www.amfam.com
 
Travel Insurance - InsureMyTrip.com
The world's most popular travel insurance site. ... our site, the insurance company databases are ... Cruise with confidence: Get travel insurance protection. ...
www.insuremytrip.com
 
HumanaOne | Affordable Individual Health Insurance at Humana-One.com
Learn more about affordable individual health insurance plans and get quotes for medical insurance products offered by HumanaOne. Apply online.
www.humana-one.com
 
 

 
Content Menu
  • 15 ways to lower your car insurance quote

  • 25 000 free id theft insurance

  • 5 steps to cheaper home owners insurance

  • 5 steps to cheap car insurance premiums

  • 5 strategies to reduce your car insurance premiums

  • 7 sure fire ways of reducing your home insurance premium

  • aarp dental insurance

  • advantages of income protection insurance

  • an introduction to auto insurances

  • are you overpaying on your home insurance policy

  • are you paying too much for your mortgage insurance

  • are you paying too much for your mortgage payment protection insurance

  • are you running the risk of an uninsured business beware get a business insurance

  • auto insurance explained

  • auto insurance in texas

  • a buyers guide to medical insurance

  • a good dental insurance policy can make your smile brighter

  • a large international insurance company it department

  • bankers long term care insurance

  • beat your competition by controlling the cost of your health insurance

  • best landlord insurance

  • better insurance rates for younger people

  • boat insurance

  • bread milk and car insurance

  • bread milk car insurance

  • business insurance

  • business insurance and what you need to know

  • buying auto insurance part 2 of 4

  • buying auto insurance part 3 of 4

  • buying auto insurance part 4 of 4

  • buying insurance

  • buying life insurance one tip to save you thousands

  • buying life insurance online is it a really good idea

  • buying term life insurance on the internet

  • buy health insurance online and save

  • buy life insurance online and save

  • canadas aging baby boomers planning health insurance for the future

  • canadian funeral insurance our final gift to those we love

  • can i really get life insurance no exam required

  • caregiver stress accounts for 27 increase in health insurance benefits by south florida employees

  • carrying car insurance is a smart choice

  • car and home insurance northern ireland

  • car insurance

  • car insurance for high risk drivers

  • car insurance gearing up to drive down costs

  • cat insurance

  • changes to international health insurance

  • cheap health insurance rates and personal health insurance

  • cheap insurance ten tips

  • cheap term life insurance is available everywhere

  • china portfolio insurance

  • choosing affordable health insurance for children

  • choosing the best life insurance option for you

  • commercial auto insurance for your home based business

  • common mistakes to avoid when purchasing term life insurance

  • connecticut auto insurance what are the requirements

  • connecticut cracks down on illegal health insurance plans

  • credit card and insurance

  • credit protection insurance just another consumer rip off

  • critical illness insurance and life insurance cover for better and for worse

  • critical illness insurance critical or ridicule

  • cure the insurance blues by lowering the cost of your premiums

  • cutting health insurance costs

  • dental insurance

  • different types of auto insurance

  • different types of health insurance explained

  • disability income insurance can meet all your financial needs

  • disability insurance

  • disability insurance 101 what you absolutely need to know

  • disability insurance for the long term

  • disaster decision do you need insurance

  • discount life insurance

  • discover the fortune hiding in your insurance premiums

  • dont be taken in by unauthorized insurance entities

  • do i need travel insurance

  • do not file a home insurance claim

  • do you know what the 7 home insurance plans are

  • do you really need disaster insurance

  • earthquake insurance

  • eleven money saving auto insurance tips for senior drivers

  • employment insurance

  • everybody wants the best term life insurance quote

  • everything you need to know about choosing a health insurance plan

  • everything you need to know about life insurance

  • exposing the car insurance quote mystery

  • factors that change the price of your car insurance quote

  • facts about renters insurance

  • filing an insurance claim

  • finding affordable health insurance

  • finding employees for insurance industry jobs

  • finding fast life insurance

  • finding term life insurance online

  • flood insurance

  • free insurance quotes to save you money

  • getting cheap term life insurance

  • getting the best life insurance quote

  • get fast cheap motorcycle insurance quotes in minutes

  • global warming why consumers and insurers are getting hot under the collar over life insurance

  • group term life insurance and the options available

  • guide to car insurance

  • guide to home insurance

  • guide to life insurance

  • guide to life insurance terms

  • having the right amount of auto insurance coverage

  • health care and health insurance costs can be controlled through lifestyle choices

  • health insurance 101 for individuals and families

  • health insurance companies fail to please all

  • health insurance companies the good the bad

  • health insurance coverage

  • health insurance explained

  • health insurance for international travelers

  • health insurance for seniors on the web

  • health insurance for the home based business owner

  • health insurance for the self employed

  • health insurance for the self employed protecting your businesss greatest asset

  • health insurance how to apply

  • health insurance its important to know whats not insured

  • health insurance lead and health insurance leads

  • health insurance medical insurance and individual health insurance plans

  • health insurance plans and their differences

  • high deductible health insurance plans for individuals and families

  • homeowners insurance policies explained

  • homeowners insurance the mortgage connection

  • homeowners insurance whats covered whats not and what to look for

  • homeowner insurance terms

  • home based business owners you need insurance coverage

  • home equity let the market eliminate your private mortgage insurance

  • home insurance aspects

  • home insurance premium protection in case mishap takes a rain check

  • how do i lower my auto insurance premiums

  • how good a deal is your banks mortgage insurance plan

  • how is your auto insurance policy price determined

  • how many homeowner insurance quotes do i need to save money

  • how much is in store insurance costing you

  • how to best handle health insurance plan changes

  • how to choose a health insurance plan

  • how to find affordable health insurance

  • how to find car insurance discounts

  • how to get cheap whole life insurance quotes

  • how to lower auto insurance costs

  • how to lower your auto insurance premiums

  • how to lower your health insurance premiums

  • how to lower your life insurance premiums

  • how to protect your life insurance policy while going through a divorce

  • how to reduce car insurance premiums

  • how to reduce home insurance premiums

  • how to save money on your homeowners insurance

  • how to save on your auto insurance

  • how to save up to 70 on health insurance premiums

  • how to set up a pre tax insurance cafeteria plan benefit

  • how to successfully negotiate personal injury insurance claim handling the first call from the insurance adjuster

  • index

  • individual health insurance plans

  • inside insurance protection priorities

  • instant canadian health insurance quotes online

  • instant canadian life insurance quotes online

  • insurance agents separate yourselves from the crowd

  • insurance and the engineer

  • insurance claims

  • insurance credi scoring an ethical issue

  • insurance for the self employed

  • insurance for the self employed and those seeking health insurance

  • insurance for those owning kit cars classic or imported cars

  • insurance for those who own left hand drive american or modified cars

  • insurance for those who run bed and breakfast properties

  • insurance for your business

  • insurance fuel and personal finance in the uk following recent world catastrophes

  • insurance glossary of terms

  • insurance glossary ot terms

  • insurance industry leaders discuss trends and the effects of hurricane katrina

  • insurance necessary for peace of mind

  • insurance providers weather the storm while consumers flounder

  • insurance providers weather the storm while the claims of consumers flounder

  • insurance quotes

  • insurance regulators focus on abusive sales practices

  • insurance settlement

  • insurance the common insurance points

  • insurance tips and hints

  • insurance versus assurance what is the difference

  • internet insurance leads

  • is there any such thing as affordable life insurance

  • is your insurance agent really working for you

  • is your insurance company rated

  • keyman insurance protect yourself against some of your biggest businesses risks

  • lack of a health insurance policy invites financial disaster

  • life insurance beneficiaries

  • life insurance benefits

  • life insurance careers

  • life insurance do you need it

  • life insurance explained

  • life insurance fears following the london bombings tragedy

  • life insurance features and objectives

  • life insurance helpful tips for getting a cost effective policy

  • life insurance information

  • life insurance jeopardised by excessive alcohol and drugs consumption declares moneynet

  • life insurance make sure your family is cared for

  • life insurance money saving top tips

  • life insurance money saving top topis

  • life insurance no medical exam is it really possible

  • life insurance providing little protection from terrorism

  • life insurance rates

  • life insurance settlement

  • life insurance settlements capitalizing on your policies

  • life insurance smokers and overweights pay over 50 more

  • life insurance wise investment in personal finance or excessive caution

  • life insurance without life value why young people are snubbing financial advice

  • life settlement towards a free market for life insurance

  • long term care insurance

  • low cost life insurance

  • medical insurance overseas

  • memo to myself i need keyman insurance

  • moneynet blasts high street travel agents for exorbitant insurance premiums

  • moneynet champions consumer awareness with new insurance guide

  • moneynet promotes greater financial understanding for consumers with new life insurance product guide

  • mortgage insurance plans how good is yours

  • mortgage life insurance

  • need insurance for self employed

  • nine ways to lower your auto insurance costs

  • no fault insurance explained

  • online insurance the end of the high street broker

  • poor call centre performances driving motorists to go online for insurance

  • portfolio insurance

  • private mortgage insurance

  • private mortgage insurance pmi

  • quick facts on disability insurance

  • really cheap car insurance

  • rotator

  • save money by getting a term life insurance quote online

  • save money on auto insurance for your teen son

  • save on your insurance by improving your credit score

  • seniors can use a reverse mortgage to fund annuities investments and insurance policies

  • short term health insurance

  • so whats life insurance all about

  • student health insurance

  • summertime and boats and boat insurance

  • supplemental health insurance changing workplace changing world

  • tales from the corporate frontlines the worth of health insurance

  • term life and whole life insurance

  • term life insurance and permanent life insurance

  • term life insurance explained

  • term life insurance on your business partner

  • term life insurance quotes for singles

  • term life insurance save money the smart way

  • term life insurance the differences between term and whole life policies

  • terrorism acts of terrorism when will insurance respond

  • the advantages of term life insurance

  • the awful truth about annuity and insurance leads

  • the best kept secret about life insurance

  • the different types of life insurance explained

  • the easy way to buy insurance

  • the importance of getting more than one home insurance quote

  • the importance of medical insurance

  • the need for life insurance

  • the new way to lower the cost of health insurance

  • the smartest way to buy auto insurance part 1 of 4

  • the travellers insurance checklist

  • tips for choosing a life insurance company

  • tips to save on car insurance

  • title insurance examples of problems and advice

  • title insurance protects your financial investment

  • top 10 tips to save money on your car insurance

  • top 8 life insurance mistakes to avoid

  • travel insurance helpful tips for your trip

  • travel insurance insurance for the over 65s

  • types of homeowner insurance

  • types of life insurance

  • types of long term care insurance

  • understanding health insurance

  • understanding insurance fraud

  • understanding the importance of mortgage protection life insurance

  • understanding your insurance claim

  • useful tips on reducing insurance costs

  • vision insurance your childs vision and preparing for unforeseen problems

  • whats the lowdown on variable universal life insurance

  • what are the auto liability insurance state minimums for my state

  • what does buildings insurance cover

  • what every employer should know when they can no longer offer health insurance coverage

  • what goes into my rating info how are my car insurance rates determined

  • what is auto insurance really all about

  • what is car insurance

  • what is credit insurance

  • what is health insurance

  • what is homeowners insurance coverage

  • what is home insurance

  • what is life insurance

  • what is permanent life insurance

  • what is pet health insurance

  • what is term life insurance

  • what is travel insurance

  • what you need to know about a car insurance adjuster

  • what you need to know about life insurance

  • where to find affordable health insurance

  • why boats are a pleasure but you still need boat insurance

  • why boat insurance doesnt help a lousy sailor

  • why boat insurance is a necessity

  • why does health insurance cost so much

  • why dont women have life insurance

  • why do you need homeowners insurance

  • why income protection insurance makes even more sense to employers

  • why should i go to a life insurance broker

  • why should i purchase my auto insurance online

  • why you need house insurance

  • why you should be buying last to die life insurance

  • will online automobile insurance quotes really save me money